Mark Munnelly is a qualified and experienced chartered accountant based in Harpenden, England. He provides a range of financial services, including tax planning, consulting, bookkeeping, and investing. With over 20 years of experience, Mark Munnelly is a trusted financial advisor to individuals and businesses across the United Kingdom. In this article, we will explore Mark Munnelly's background, expertise, and services.
Background and Education Mark Munnelly was born and raised in Harpenden, England. He attended St. George's School in Harpenden and later went on to study at the University of Birmingham, where he earned his degree in Accounting and Finance. After completing his degree, he joined a top accounting firm in London, where he gained experience working with a range of clients, from small startups to multinational corporations. In 2001, Mark Munnelly became a qualified chartered accountant, and he established his own accounting firm in Harpenden. Since then, he has been providing high-quality financial services to clients across the United Kingdom. Expertise and Services Mark Munnelly is a highly skilled and experienced accountant, and he provides a range of financial services to individuals and businesses. His services include: Tax Planning: Mark Munnelly helps clients minimize their tax liabilities and maximize their savings by providing expert advice on tax planning. He stays up-to-date on the latest tax laws and regulations and helps clients navigate complex tax systems. Consulting: Mark Munnelly provides consulting services to businesses looking to improve their financial performance. He helps clients develop effective financial strategies and provides guidance on financial reporting, risk management, and cash flow management. Bookkeeping: Mark Munnelly offers bookkeeping services to small and medium-sized businesses, helping them manage their financial records and stay on top of their financial obligations. He uses the latest accounting software to ensure accuracy and efficiency. Investing: Mark Munnelly provides investment advice to individuals looking to build their wealth and secure their financial future. He helps clients develop investment strategies based on their financial goals and risk tolerance, and provides guidance on portfolio management and asset allocation. Approach to Client Service Mark Munnelly is known for his personalized approach to client service. He takes the time to get to know his clients and understand their unique financial needs and goals. He works closely with clients to develop customized financial strategies that are tailored to their specific circumstances. Mark Munnelly is committed to providing his clients with the highest level of service and support. He is available to answer questions and provide guidance whenever his clients need it. He strives to build long-term relationships with his clients and to be a trusted advisor throughout their financial journey. Conclusion Mark Munnelly is a highly skilled and experienced chartered accountant based in Harpenden, England. He provides a range of financial services to individuals and businesses, including tax planning, consulting, bookkeeping, and investing. With over 20 years of experience, Mark Munnelly is a trusted financial advisor to clients across the United Kingdom. His personalized approach to client service and commitment to excellence sets him apart from other accounting firms. If you are looking for a trusted and experienced accountant to manage your financial needs, Mark Munnelly is the ideal choice. Also Read: What is Financial Resilience?
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Starting your own business venture is one of life’s most exciting, yet daunting, prospects. There’s the potential for longevity and huge returns, yet also considerable potential for failure and losing lots of money and investment. Still, you can’t make an omelette without breaking a few eggs, so to make a startup work you have to plough ahead, even with the risks considered. However, there are a few choices you can make that minimize these risks depending on your position and circumstances when starting up the business. A big one is whether to register as a limited company or as a sole trader. What’s the difference? First things first, let’s explain the difference. What a limited company and a sole trader have in common is that with both, you can be your own boss, work with a variety of clients and set up relatively simply. Apart from that, there are a few key differences. A Limited Company means when you start up your company, you will set up a private organization to essentially run the business. This lets the business have its own legal identity that is separate to yours, and your finances from the business will be kept separate from your own personal finances. It’s all about adding a degree of separation between you and the company that you run - if you’re the director of a limited company, you have limited liability on any negatives that occur, such as debts or losses. Advantages:
Disadvantages:
A Sole Trader on the other hand is somebody who is entirely responsible for the running of their business. They may hire staff, but all the responsibility and management lies squarely on their shoulders. Legally, you and your business would be one and the same in the eyes of the law, so unlike a limited company where you and your business are separated, a sole trader and their company are looked at as the same entity. There are, of course, some extreme advantages and disadvantages to this. Advantages:
Registering as a sole trader or a limited company will depend on your personal preference and your confidence in running a business. A limited company can be the better option for those who are looking to start up a business with a few other people, or simply for those who would be more comfortable with that level of separation between yourself and the company. Indeed, a legal difference between you and the company you run isn’t really a bad thing and can minimize your losses if you ever hit a tight spot. However, there is something to be said for doing a little “stress test” with your startup before you commit to it in the long term. By this we mean registering self-employed as a sole trader at the beginning of your startup journey. Not only is it more cost effective, but you can see if there are any cracks or mistakes in your business plan before you turn into a full-blown company. Of course, this is best suited to a startup that isn’t going to incur massive losses or costs in its first year or two - there is always a level of risk when taking all responsibility, yourself! How We Can Help Cubed Consultancy is a consulting agency that helps clients with all matters relating to accountancy, tax, corporate finance and wealth management, no matter big or small. Headed by Mark Munnelly and Richard, two chartered accountants with years of experience between them, Cubed has grown into a solid, tight-knit business due to the bond we have with our clients and how closely we work together as a team. Our mission is to simplify the accounting and tax experience for everyone, whether you’re an individual or a corporation. We aim to be a business that helps you achieve your personal and professional goals, and more importantly, a business you can trust. We at Cubed can offer professional expert advice on navigating life as a newly formed business and can give personalized feedback on what we think is the right path for you. If you’re really unsure about whether to start as a sole trader or limited company, please get in touch with us. We’ll help you avoid any big mistakes or pitfalls and stay with you at every stage of the journey to help you make your business as successful and profitable as possible, no matter what route it takes. Also Read : Converting from Sole Trader to a Limited Company |
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